Alloy Internal Services

Alloy has a number of internal services that can be used to aggregate or reference historical data as part of your ongoing policy logic. Each of Alloy’s internal services support Multi-Level Attributes (MLAs) which are a special type of attribute used to configure custom aggregation metrics.

Transaction History

Used to aggregate transactions across any/all Accounts for a given Entity. Also supports measuring certain transaction activity from the perspective of Counterparty accounts.

• Sum of Completed ACH Deposits in the Last 1-24 Hours is > $10,000
• Count of Entities that have transacted with this Counterparty in the Last 30 Days is > 10

Account History

Used to aggregate/reference historical balance or status data about a specific Account. In addition to offering MLA measurements, Account History also provides certain pre-built attributes about the Account.

• Max Account Days on Books is <= 90 Days
• Minimum Account Balance in Last 2 Days is < 0

Entity History

Used to aggregate and/or reference historical personal or business identifiable information (PII/BII) changes for a given Entity.

• Count of Phone Number Change Events in Last 30 Days > 2
• Count of Email Change Events in Last 1 Hour > 0

Entity Account History

Used to aggregate/reference historical External Account linking activity for a particular Entity.

• Count of Linked External Accounts in Last 7 Days > 1